DENTON — It is now easier than ever for Arkansas, Louisiana, New Mexico, Oklahoma and Texas residents in more than 2,500 participating National Flood Insurance Program (NFIP) communities to prepare for the devastat ing financia l consequences of flooding.
FEMA launched a new tool to purchase a NFIP policy completely online through Floodsmart.gov on Oct. 20. The tool is accessible nationwide, with the online purchase option available to anyone living in one of the almost 22,700 participating NFIP communities across the country.
Th i s deve lopme nt aligns with President Dona l d J. Tr ump’s America First Resilience Strategy which outlines a r isk- informed approach to resilience that empowers the American people to protect themselves and their property. Individuals are the first line of resi l ience and represent the nation’s greatest strategic advantage. By making it easier to purchase flood insurance, FEMA is empowering them to ensure their own resi lience and reduce dependence on federal assistance.
“I’ve seen fi rsthand how f loodwaters devastate American communit ies,” said FEMA Administrator Cameron Hamilton. “We are making it easier for people to reduce their financial risk and protect what they’ve spent their lives building. With this new digital tool, you can get a quote and buy a flood insurance pol icy in a matter of minutes. This innovation demonstrates how FEMA is working to cut bureaucracy and deliver results to the American people.”
Through the NFIP’s new self-service digital purchase option, FEMA i s reducing bar r iers and making f lood insurance more accessible to people nat ionwide. You can get a quote on Floodsmart.gov after providing basic informat ion about your building.
Once you receive your quote, you will have the option to purchase a policy online or through an insurance agent. If you choose to purchase onl ine, you can do so on Floodsmart.gov in just a few minutes. If you choose to purchase through a local or national carrier, you can share your quote details with your insurance agent, or Floodsmart.gov wil l offer the contact information of three licensed state insurance agents.
The new sel f-service tool is consistent with the insurance industry’s shift toward digital engagement and aims to make it easier for more Ame r icans to access flood coverage.
Floods are the most common and costl iest natural disaster in the United States. Flood insurance provides financial protection against the unexpected to help Ame r icans be bet ter prepared, self-sufficient and confident in their ability to safeguard their future. NFIP provides coverage for residents across all five FEMA Region 6 states, including nearly $170 bi l l ion in coverage for approximately 553,000 policyholders in Texas.
To learn more about flood insurance, get a quote and purchase a policy, visit floodsmart. gov/policy-quote.
